How to Save Money Online

Cashback Programs

Cashback websites return a percentage of your purchase amount. Top platforms include:

Sign up for multiple cashback programs as different sites offer better rates for specific retailers.

Discount Codes

Never check out without searching for discount codes:

• Use browser extensions for automatic coupon discovery: Install extensions like Honey or CouponDunia on Chrome or Firefox. These tools scan and apply the best active coupon codes at checkout on platforms like Amazon India, Flipkart, or Myntra, saving you 5-20% instantly.
• Explore India-specific coupon websites: Check platforms like CouponRaja, GrabOn, or DesiDime for verified discount codes and deals tailored for Indian e-commerce sites. These often include exclusive offers for brands like Nykaa, Zomato, or BigBasket, with discounts ranging from 10-50%.
• Leverage student, professional, or first-time buyer discounts: Many Indian platforms offer special discounts:
• Student discounts: Sites like Unidays or StudentBeans provide 10-15% off on brands like Adidas, Apple India, or boAt for verified students.
• Professional discounts: Some platforms offer deals for specific professions (e.g., doctors, teachers) via ID verification.
• First-time buyer specials: Apps like Swiggy, Zomato, or Ajio provide 20-50% off on first orders, often with free delivery.
• First-time buyer specials

Strategic Timing

Savings vary dramatically based on when you shop:

• Shop during major festive sales: Major e-commerce platforms like Amazon, Flipkart, and Myntra offer massive discounts during festivals like Diwali, Dussehra, and Republic Day (October, January, and August). For example, Flipkart’s Big Billion Days and Amazon’s Great Indian Festival often feature 50-80% off on electronics, fashion, and home goods.
• Leverage end-of-season sales: Retailers clear inventory in January-February (winter clearance) and July-August (monsoon/end-of-summer sales), offering 30-70% discounts on apparel, footwear, and accessories.
• Take advantage of mid-week and flash sales: Many platforms like Ajio, Nykaa, and Snapdeal run flash sales or mid-week deals (often Tuesday or Wednesday) with discounts up to 40% on specific categories like electronics or cosmetics. Early morning or late-night flash sales can offer limited-stock deals.
• Use cashback and wallet offers: Apps like Paytm, PhonePe, and Google Pay provide cashback (5-20%) or discounts when used on platforms like BigBasket, Swiggy, or Zomato. Bank-specific offers (e.g., HDFC, SBI, or ICICI) during sales can add 10-15% instant discounts.
• Compare prices across platforms: Use price comparison tools like CompareRaja or PriceDekho to check deals across Amazon, Flipkart, and others to ensure you’re getting the best price.
• Subscribe to newsletters and loyalty programs: Sign up for newsletters from Myntra Insider, Amazon Prime, or Flipkart Plus to get early access to sales, exclusive coupons, and additional discounts (e.g., 5-10% extra off for loyalty members).
• Shop during regional sales: Look for state-specific or regional festivals like Pongal, Onam, or Ganesh Chaturthi (January, August, September), when local e-commerce sites or brands offer targeted discounts on traditional wear, sweets, or home decor.